<auto.policy account.href='consumer.xml' carrier.ref='object.registries.0002' generated.on='19991123' policy.number='3456789' effective.date='20000101' policy.term='6'>
<policy.holder>
<person.name>
<first.name>Sam</first.name>
<last.name>Smith</last.name>
</person.name>
<us.address object.id='object:account4:0013'>
<street>10 Mars Terrace</street>
<city>Seattle</city>
<state>WA</state>
<zip main='98060' sub='9000'/>
</us.address>
</policy.holder>
<binder effective.on='19991101' expires.on='20011201'/>
<policy.drivers>
<policy.driver>
<driver object.id='object:account4:0013' person.href='..\person.1.xml'>
<license state='WA' year.licensed='1995'>Y34H68</license>
<experience year.started='1987' year.started.us='1985' driver.courses='true'/>
<violations>
<violation occured.on='19960101' source='dmv' type='racing'/>
</violations>
</driver>
<person object.id='object:account4:0014' account.href='consumer.xml' birth.date='19360401' gender='male' ssn='276-82-1126' college.graduate='true' home.owner='true'>
<person.name>
<first.name>Sam</first.name>
<last.name>Smith</last.name>
</person.name>
<email>ssmith@snailmail.com</email>
<employment year.started.current.job='1970' year.started.previous.job='1965' year.started.profession='1960'>Investment Analyst</employment>
<us.address object.id='object:account4:0013'>
<street>10 Mars Terrace</street>
<city>Seattle</city>
<state>WA</state>
<zip main='98060' sub='9000'/>
</us.address>
<phone type='voice'>206-555-4321</phone>
</person>
</policy.driver>
<policy.driver>
<driver object.id='object:account4:00014' person.href='..\person.2.xml'>
<license state='WA' year.licensed='1981'>B783235</license>
<experience year.started='1981' year.started.us='1981' driver.courses='false'/>
<violations>
</violations>
</driver>
<person object.id='object:account4:0015' account.href='consumer.xml' birth.date='19680401' gender='female' ssn='678-82-1126' college.graduate='true' home.owner='true'>
<person.name>
<first.name>Sally</first.name>
<last.name>Smith</last.name>
</person.name>
<email>ssmith2@snailmail.com</email>
<employment year.started.current.job='1994' year.started.previous.job='1991' year.started.profession='1988'>Sales Associate</employment>
<us.address object.id='object:account4:0016'>
<street>10 Mars Terrace</street>
<city>Seattle</city>
<state>WA</state>
<zip main='98060' sub='9000'/>
</us.address>
<phone type='voice'>206-555-4321</phone>
</person>
</policy.driver>
</policy.drivers>
<vehicles>
<vehicle object.id='object:account4:0017' garaged='true' ownership='financed' annual.miles='15000' miles.on.vehicle='40000' cost.new='27000' value.present='11000' license.plate.number='456HGF'>
<make.description symbol='1' vin='456456456' make='Honda' variant='4dr/sedan' model='Accord' year='1998'>Honda Accord Ex</make.description>
<valued.equipment type='custom.paint' value='333'/>
<extra.equipment type='security.alarm'/>
<existing.damage estimated.value='100'/>
<vehicle.use type='work' miles.one.way='10' number.of.days='5'/>
<us.address object.id='object:account4:0009'>
<street>10 Mars Terrace</street>
<city>Seattle</city>
<state>WA</state>
<zip main='98060' sub='9000'/>
</us.address>
</vehicle>
<vehicle object.id='object:account4:0018' garaged='false' ownership='leased' annual.miles='14000' miles.on.vehicle='40000' cost.new='27000' value.present='13000' license.plate.number='GG76432'>
<make.description symbol='1' vin='78979789' make='Nissan' model='Pathfinder' year='1998'>Honda Accord Ex</make.description>
<valued.equipment type='stereo' value='333'/>
<extra.equipment type='running.lights'/>
<existing.damage estimated.value='500'/>
<vehicle.use type='personal' miles.one.way='20' number.of.days='4'/>
<us.address object.id='object:account4:0011'>
<street>10 Mars Terrace</street>
<city>Seattle</city>
<state>WA</state>
<zip main='98060' sub='9000'/>
</us.address>
</vehicle>
</vehicles>
<policy.premium total.cost='2435' rental.cost='25' towing.cost='10' nonowned.auto.cost='35' rental.per.day='15' rental.per.month='5' towing.per.incident='50' nonowned.auto='true'>
<vehicle.premium vehicle.ref='object:account4:0017' primary.driver.ref='object:account4:0014' bi.cost='400' pd.cost='200' umbi.cost='100' umpd.cost='100' uimbi.cost='50' comprehensive.cost='150' collision.cost='100' medical.cost='50' pip.cost='50' bi.per.person='200' bi.per.incident='100' comprehensive='500' collision='500' pd.per.incident='100' umbi.per.person='100' umbi.per.incident='300' umpd.per.incident='100' uimbi.per.person='100' uimbi.per.incident='300' medical='0' pip='0'>
<auxiliary.driver ref='object:account4:0015'/>
</vehicle.premium>
<vehicle.premium vehicle.ref='object:account4:0018' primary.driver.ref='object:account4:0015' bi.cost='400' pd.cost='200' umbi.cost='100' umpd.cost='100' uimbi.cost='50' comprehensive.cost='150' collision.cost='100' medical.cost='50' pip.cost='50' bi.per.person='200' bi.per.incident='100' comprehensive='500' collision='500' pd.per.incident='100' umbi.per.person='100' umbi.per.incident='300' umpd.per.incident='100' uimbi.per.person='100' uimbi.per.incident='300' medical='0' pip='0'>
<auxiliary.driver ref='object:account4:0014'/>
</vehicle.premium>
</policy.premium>
</auto.policy>